Hello Dee, We are sorry to hear about any poor experience. We would like to have one of our escalated team members review your account and reach out to you. Debt consolidation is a massive scam and Heartland Legal group has been dishonest with me every step of the way all just to continue charging me fees and stealing my money instead of helping me rebuild my credit like they claim to do. Outside United States: +1 302 636 5400. They set you up on a payment plan and claim they will resolve your debt at %50. I am soooo frustrated! Put you on a payment plan that allows them to take 85% up front for doing nothing then banks 15% for you to pay off your creditors. The registered mailing address of this company is 211 W. Wacker . He has won a dozen national writing awards and his work has appeared in the New York Times, Washington Post, Sports Illustrated and People Magazine. Since the purpose of a debt management plan is to eliminate a consumers debt and teach the consumer the benefits of on-time payments it will only work if youre making consistent monthly payments. Wilmington, DE USA 19808. We'll be arranging an outreach so we can discuss.Thank you again for your honest feedback. They are some awful people make you think you will get rid of your debt and then rip you off and not pay over 8000 dollars or more. I was informed also, that, If I was summoned, I would be represented by an attorney assigned to my case. Singapore 048622 Last year I could no longer pay the $496/mo due to my bank account closing and financial issues. 20221 an 10 mois. According to the State of Michigan, the name Heartland Legal Group is an adopted name for Henry Legal Group. Now my wages are being garnished. We apologize for any negative experience you may have had with our firm. Interestingly enough, the website of Sequara Henry does not appear to mention settlement. Im out a little over $4300 and cant get them to give any of my money back. Terrible experience. What will you do about dealing with your debt? This company is holding on to my money, and will not settled with the creditor. This is the most amazing, kind, helpful, and gracious teammaking a very difficult situation the best they can! Singapore 188024 2, route d'Arlon Global Holdings is here for you on every step of your journey out of personal debt. God bless. We have assigned one of our escalated team members to review your account and reach out. Jing'an District, Shanghai, The complaint said, The enterprise further defrauds consumers by posing as lawyers and law firms and by enlisting real lawyers and law firms to provide their names for the scheme even though they do notand generally, cannotperform legal services themselves in Florida where the consumers reside., According to the Heartland Legal Group website, they are a law firm.. You may walk into an unexpected windfall of cash through an inheritance or job promotion and feel like you can pay off the debt quickly. If I had not started doing the math I would probobly be paying these vamps until the day I died. 350, Bloomfield Hills, MI 48304 1-866-490-4128. We also ensure all reviews are published without moderation. Where is the Henry Legal Group staff physically located? All of the correspondence received from my creditors are sent easily through the portal as well as extra funds. | 501(c)(3) Non-profit Credit Counseling Organization. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. These chats help me to remain motivated and see that I am making progress towars my goal. Make sure you researched the positives and negatives attached to these choices before diving in. I came across a letter that one of my creditors would be going taking me to court. You may consider cancellation if your financial circumstances change dramatically. $17,300 dollars sent in just under 3 years to this company heartland Scammers legal group. Interests rates on credit cards jump back to previous levels, Late fees that were waived may be reinstated, Credit card payments are no longer consolidated into one payment, You must make individual payments to each account, Creditors and collection agencies may start calling you again. Luxembourg Heartland Legal Group Reviews - ABCbook France What Do I Need To Know Before Joining The Debt Management Program? Found out 2 days ago that Discover won the suit, no one represented me, and that my escrow account with Heartland was down to $1000. We are sorry to hear of your negative experience but our goal is to help all our clients find financial freedom. I would recommend that anyone considering using such a company should read the following free guides. I've been with Heartland Legal Services since October 2019. Proactive with reaching out to clients. Read More >> Debt Negotiation. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent. Can I Send a Cease and Desist Letter to a Debt Collector? FRCA, FDCPA, Litigation, Criminal Defense, Real Estate & Divorce.. Unfortunately we are unable to locate your account with the information provided. All they do is redistribute the money you owe to themselves and then leave you with the debt they were supposed to resolve. I was told to stop paying on my credit cards because they won't accept any settlement offers unless I do so, so I did. 1. It seemed legit, given that a notary came to my home and everything, but Im not sure. Which Savings Account Will Earn You the Most Money? Copyright Corporation Service Company. Heartland Legal Group - Scam, Complaint, Review, Or Praise? Thank you. I am a client of these criminals, they are a firm that promises to lower the stars and in the end you end up paying your entire debt for more than what you owe, they are a lie with legs. How many stars would you give Heartland Legal Group? The people on the phone are very well trained crafty. I am very nervous, as I am a single mom and do not have a lot of expendable cash. She is very knowledgeable and her devotion to her job @ Heartland Legal Group. Every month, they deduct account maintenance charges for close to three years. Bianka was very kind and helpful during my last check in. Unfortunately, with the information provided we are unable to locate your account. 3953 ME Maarsbergen The debt was over $7000 and they settled with the company on my behalf for half this amount. My contract gives me an attorney, Stacey, who I spoke with my first week of the program. I enrolled in this debt elongation program about 1 year ago. All photos are of models and do not depict clients. What Are Your Spending Habits? Join the 271 people who've already contributed. 4901, BM This company is holding on to my money, and will not settled with the creditor. We use dedicated people and clever technology to safeguard our platform. Zero contact from company I sent in a offer I wanted them to accept and they failed to do so or even call to inform me why. Yes, you can remove individual accounts from your debt management plan. Change Your Mindset. So when the pay off comes, they will pay off what's owed minus the interest that were incurring right now. I am definitely going to terminate my contract with this scam company and start working on my debts on my own. How did you feel about the customer service experience you received? 255 people have already reviewed Heartland Legal Group. Heartland Legal Group - Scam, Complaint, Review, Or Praise? I have been in the program for over 7 months. THESE COMPANIES WORK TOGETHER .FAST TRAK/FRONTIER LAW GROUP/GLOBAL CLIENT SOLUTIONSdebt consolidation List the features you liked about the company. I have begun the process. Disclosures Required Under the U.S. Bankruptcy Code. How to Get Your Money Back From a Debt Relief Company if You Feel Like Youve Been Scammed, What Repaying Your Debt Will Cost You in Retirement Calculator, The Truth About The Success Rates, Failure Rates, and Completion Rates of Credit Counseling, Debt Settlement, Bankruptcy, and Debt Consolidation Loans. Get out! A debt management plan is built around those concessions. Wherever your business operates around the world, CSC is there to help. A Definitive Guide To Hiring A Debt Relief Lawyer - Ascend Notify me of follow-up comments by email. Also dont bother emailing they will tell you to call. According to the State Bar of Michigan, Sequara Henry was admitted on June 12, 2003, and is licensed to practice law in Michigan. What Happens After I Enroll In The Debt Management Program? I wanted to eliminate a large credit card bill in a short period of time, and they provided a great solution that was tailored to my objectives of paying off the debt. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Verification can help ensure real people write reviews about real companies. We would like to have one of our escalated team members reach out to you and further discuss your review. Discuss and ask questions about personal finances, budgeting, income, retirement plans, insurance, investing, and frugality. All Rights Reserved. I always initiated contact. The company never made one settlement and after I closed my account I have made settings and will have the majority of my debt settled in 18 months. Woudenbergseweg 11 If you live in Alabama, Florida, Missouri, New York or Wyoming, please click here for additional information. Facsimile: +1 302 636 5454, 59 Hawthorne St The majority of my payments were going towards various fees and virtualy nothing went to accumulating a balance to settle my debts. +65 3157 0239, Suite 6.01, Level 6 Toll Free: +1 866 403 5272 It appears to be a virtual office space. I signed up for this program in June 2020 to consolidate some debt I had with two different credit cards I was paying off steadily but the interest was making it hard to make progress and the balance was negatively effecting my score. Please note that no creditors where ever advised or informed that Heartland Legal Group was working on our behalf, Basically we paid Heartland Legal Group Fees for doing nothing (some of the fees are; retainer fee, administration fee, service fee, and process fee that amount to 368.95 that come out of 442.72, son only 73.77 would go to pay off creditors). 8008 Strassen Hired Heartland Legal group to consolidate my bills. +65 6671 0281, Global Financial Markets Please describe the service you received from this company. I have been a client for 6 months and I have been completely satisfied with the service and the ease of using the portal. Lately, I started seeing practices I didn't agree with and online complaints. There are valid reasons consumers may want to cancel their debt management plans. 2023 Trustpilot, Inc. All rights reserved. Anyone can write a Trustpilot review. From the initial call to the follow-ups, they have walked me through the processes in a courteous and easy-to-understand manner. I know some people fuss about the fees, but they are reasonable for the service being provided. +81 3 6721 8346, Rm. Now I have 2 garnishment judgements against me at 25% of disposable wages they call it. They have already been working on my debt, and a settlement agreement has been made. Hong Kong SAR 2023 Trustpilot, Inc. All rights reserved. Privacy Policy. Specifically, complaints allege a lack of legal representation in court cases involving debt enrolled in the program, no contact with creditors within the expected timeframe, and failure to respond to phone calls or emails seeking assistance with their situation. Facsimile: +1 302 636 5454. CS 50101 Will you have to pay late penalties? Money Personality Quiz and Test. He started writing for InCharge Debt Solutions in 2016. Headquartered in Wilmington, Delaware, USA, CSC has offices throughout the United States, Canada, Europe, and the Asia-Pacific region. Pros. It goes against our guidelines to offer incentives for reviews. I really hope this works. Can you tell me more about your investigation and your service? I had a serious question and spoke with Parris W. by phone todayand she was beyond helpful. This company started off great paying things off. 200070 China Im very glad I signed with The HeartlandLegal Group. Heartland Legal Group in some states (hereinafter referred to as "Heartland Legal Group", "We", or "Our"), a debt relief agency helping people file for bankruptcy under the bankruptcy code, has the right, in our sole discretion, to modify, add or remove any terms or conditions of this Agreement without giving individual notice to . Track the source of the debt by reaching out to your creditor to see if it has any information about the debt in question. Find out how we combat fake reviews. I have never had a experience like this before so it's been quite difficult, I am having a hard time dealing with the collection calls, since we have never been late on a payment. Its a scam! Ive had to negotiate with creditors that kept mailing and calling. Thank you.Sincerely,Heartland Legal Group. You can learn more about Steve, Lawsuit Goes After a Gaggle of Entities in the Settlement Industry And Lays Open Law Firms Involved, I Can't Quit the Debt Program I'm in That I Think is a Scam, Click to email a link to a friend (Opens in new window), Click to share on Facebook (Opens in new window), Click to share on Twitter (Opens in new window), Click to share on LinkedIn (Opens in new window), Click to share on Tumblr (Opens in new window), Click to share on Pinterest (Opens in new window), Heartland Legal Group terms and conditions page, 10 Must Do Steps to Find the Best Counseling or Settlement Company for You, How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off, Former Credit Counseling Executive and Serial Dirtbag, Andris Pukke Arrested, Litigation Practice Group Lawsuit by Business Partner All Service Financial We Want Our Money, Top 5 Social Security Myths and What You Need to Know.